KUALA LUMPUR — The Employees Provident Fund (EPF) is widely expected to declare a dividend of around 6% for the 2025 financial year, following sustained investment performance and resilient domestic economic conditions.
Market analysts and economists project that the dividend rate could match or slightly exceed the 6.3% payout declared for 2024, provided global markets remain stable through the final quarter of the financial year. Some forecasts suggest the dividend could edge higher, potentially reaching between 6.2% and 6.5%, reflecting improved returns from equities and fixed-income investments.
The optimistic outlook is underpinned by EPF’s stronger investment income during the year, supported by gains in local equities, steady bond yields, and disciplined portfolio diversification. Malaysia’s relatively stable economic growth and easing inflationary pressures have also helped create a favourable investment environment for the retirement fund.
For contributors, a dividend around the 6% mark would continue to position EPF as one of the more competitive long-term savings instruments, particularly when compared with conventional fixed deposits and other low-risk investment options.
In 2024, EPF declared a dividend of 6.3% for both Conventional and Shariah savings, a level that was well received by contributors and reflected the fund’s recovery from earlier market volatility. A similar or improved rate for 2025 would reinforce confidence in EPF’s long-term investment strategy and governance.
The official dividend announcement is expected between late February and early March 2026, in line with EPF’s annual practice. Until then, the projected figures remain estimates, with the final rate subject to board approval and overall market conditions.